Terms and conditions

1. Understanding and Definitions

Understanding

The capitalized words have specific meanings assigned to them. These meanings remain the same whether the words are used in singular or plural form.

Definitions

For the purposes of these Terms and Conditions:

• Affiliate refers to an entity that controls, is controlled by, or is under common control with a party. "Control" means owning 50% or more of the shares, equity interest, or other securities with voting rights for the election of directors or other managing authority.
• Country refers to the Poland.
• Company (referred to as "the Company", "We", "Us", or "Our" in this Agreement) refers to VOGO Sp. z o.o., Mlynska 5/5A, 40-098, Katowice, Poland.
• Device refers to any tool capable of accessing the Service, such as a computer, mobile phone, or digital tablet.
• Service refers to the Website.
• Terms and Conditions (also known as "Terms") refer to these Terms and Conditions, which constitute the entire agreement between You and the Company regarding the use of the Service.
• Third-party Social Media Service refers to any services or content (including data, information, products, or services) provided by a third party and made available through the Service.
• Website refers to Investora, accessible at https://www.investora.net/
• You refers to the individual accessing or using the Service, or the company or other legal entity on whose behalf such individual is accessing or using the Service, as applicable.

2. Recognition

These Terms and Conditions govern the use of the Service and establish the agreement between You and the Company. They outline the rights and obligations of all users in relation to the Service.

Your access to and use of the Service are subject to Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions, You may not access the Service.

You confirm that You are at least 18 years old. The Company does not allow individuals under 18 to use the Service.

Your access to and use of the Service are also subject to Your acceptance of and compliance with the Company's Privacy Policy. Our Privacy Policy describes Our policies and procedures regarding the collection, use, and disclosure of Your personal information when You use the Application or the Website, and it informs You about Your privacy rights and legal protections. Please carefully read Our Privacy Policy before using Our Service.

3. Rights to Intellectual Property

The Website and all its contents, features, and functionality (including but not limited to information, software, text, displays, images, video, and audio, as well as the design, selection, and arrangement thereof) are owned by the Company, its licensors, or other providers of such material. They are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws of the Poland, the European Union, and international treaties.

These Terms of Use allow You to use the Software solely for Your personal, non-commercial use. You must not copy, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any materials from the Website, except as follows:

• Your computer may temporarily store copies of materials in RAM while You access and view them.
• Your Web browser may automatically cache files for display enhancement purposes.
• You may print or download one copy of a reasonable number of Website pages for Your own personal, non-commercial use, without further reproduction, publication, or distribution.

If We provide desktop, mobile, or other applications for download, You may download a single copy to Your computer or mobile device for Your personal, non-commercial use, provided that You agree to be bound by Our end-user license agreement for such applications. You must not:

• Make any modifications to copies of materials from this site.
• Do not separate illustrations, photographs, videos, or audio sequences from their accompanying text.
• Do not remove or alter any copyright, trademark, or other proprietary rights notices from copied materials.

You must not use any part of the Software, services, or materials available through the Software for commercial purposes. If you violate the Terms of Use by printing, copying, modifying, downloading, or providing access to any part of the Website, your right to use the Website will immediately cease, and you must, at our discretion, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Website or any displayed content is transferred to you, and all rights not expressly granted are reserved by the Company.

Any unauthorized use not explicitly permitted by these Terms of Use constitutes a breach and may violate copyright, trademark, and other laws.

The Company name, Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks owned by the Company, its Affiliates, or licensors. You must not use these marks without prior written permission from the Company. All other names, logos, product and service names, designs, and slogans displayed on the Website are the trademarks of their respective owners.

4. Connections to Other Websites

Our Service may include links to third-party websites or services that are not owned or controlled by the Company.

The Company has no control over the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We recommend that you carefully read the terms and conditions and privacy policies of any third-party websites or services you visit.

5. Other Service Providers (Advertisement Services)

We collaborate with other entities that provide advertising and analytics services on our website. More information about how data is collected and used by these entities can be found in our Privacy Policy.

Third-party intermediaries such as DoubleClick (Google Ads, Google AdSense), Microsoft Advertising, Google Analytics, and others may collect data about you for advertising and traffic analysis purposes. More detailed information can be found in our Privacy Policy.

We highly recommend that you read this information because by using the services offered on the Website, you agree to the terms set forth in the Privacy Policy.

6. Termination

We may immediately terminate or suspend your access, without prior notice or liability, for any reason, including if you violate these Terms and Conditions.

Upon termination, your right to use the Service will cease immediately.

7. Limitation of Liability

Notwithstanding any damages you may incur, the Company's liability and that of its suppliers under any provision of these Terms, and your exclusive remedy for all of the foregoing, shall be limited to the amount you actually paid through the Service or 100 USD if you have not made any purchases through the Service.

To the maximum extent permitted by applicable law, under no circumstances shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, business interruption, personal injury, loss of privacy, arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of these Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, so the above limitations may not apply to you. In such states, the liability of each party will be limited to the greatest extent permitted by law.

8. Disclaimer of "AS IS" and "AS AVAILABLE"

The Service is provided to you "AS IS" and "AS AVAILABLE," with all faults and defects, without warranty of any kind. To the maximum extent permitted by applicable law, the Company, its Affiliates, licensors, and service providers expressly disclaim all warranties, whether express, implied, statutory, or otherwise, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage, or trade practice. The Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet your requirements, achieve any intended results, be compatible or work with any other software, applications, systems, or services, operate without interruption, meet any performance or reliability standards, or be error-free, or that any errors or defects can or will be corrected. Without limiting the foregoing, neither the Company nor any of its providers makes any representation or warranty of any kind, express or implied, as to the operation or availability of the Service, or the information, content, and materials or products included thereon; that the Service will be uninterrupted or error-free; as to the accuracy, reliability, or currency of any information or content provided through the Service; or that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, time bombs, or other harmful components. Some jurisdictions do not allow the exclusion of certain types of warranties or the limitation or exclusion of liability for certain types of damages. Therefore, some of the above limitations and disclaimers may not apply to you. But in such a case, the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.

9. Governing Law

These Terms and your use of the Service shall be governed by the laws of the Country, excluding its conflicts of law rules. Your use of the Application may also be subject to other local, state, national, or international laws.

10. Resolution of Disputes

If you have any concerns or disputes about the Service, you agree to first try to resolve the dispute informally by contacting the Company.

11. For Users in the European Union (EU)

If you are a consumer in the European Union, you will benefit from any mandatory provisions of the law of the country in which you are a resident.

12. Compliance with United States Laws

You represent and warrant that (i) you are not located in a country that is subject to a United States government embargo or that has been designated by the United States government as a "terrorist-supporting" country, and (ii) you are not listed on any United States government list of prohibited or restricted parties.

13. Separability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision shall be changed and interpreted to achieve the objectives of such provision to the fullest extent possible under applicable law, and the remaining provisions shall continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or require performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter, nor shall the waiver of a breach constitute a waiver of any subsequent breach.

14. Interpretation of Translations

These Terms and Conditions may have been translated into other languages for your convenience. In the event of a dispute, the original English text shall prevail.

15. Changes to These Terms and Conditions

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.

16. Get in Touch

If you have any questions about these Terms and Conditions, you can contact us:

• By mail: Mlynska 5/5A, 40-098, Katowice, Poland